Shariah-Compliant Invoice Financing · GCC

Get paid now
for invoices due later.

Factroww turns your unpaid trade invoices into same-week cash — Shariah-compliant, no new debt, with your customers paying into escrow. Stop waiting 60–90 days to get paid.

AAOIFI standards Escrow-controlled No hidden fees
88%
advance rate
< 1 wk
to funding
0%
interest — profit-rate only
Indicative Offer Approved
$422,400

advanced to you · 88% of invoice

Invoice amount$480,000
Factroww fee (2.6%)$12,480
Platform fee (0.6%)$2,880
Residual on settlement$42,240
Murabaha60-day tenorEscrow-controlled
Shariah Supervisory BoardAAOIFI-aligned structuresDIFC / ADGM readyRules-based underwriting

How we help your business

Cash flow that keeps pace with your business

Built for GCC SMEs who sell to large, creditworthy buyers but can't afford to wait months to get paid.

Same-week liquidity

Advance up to 88% of your invoice value in days — instead of waiting the 60–90 days your buyer takes to pay.

No new debt

It isn't a loan. You're selling a receivable, so financing stays off your balance sheet.

100% Shariah-compliant

Murabaha & Musharakah structures — profit-rate, never interest — overseen by our Shariah Supervisory Board.

Keep your relationships

Repayment flows quietly through escrow — no disruption to how you work with your buyers.

Transparent pricing

See your advance, fee, and residual upfront. What you're quoted is what you get — no hidden charges.

Fast, transparent decisions

Upload your statements, get an indicative offer instantly, and receive funds after a quick verification.

How it works

From invoice to cash in four steps

1

Apply & upload

Share your company details and documents in minutes.

2

Get your offer

See an instant indicative advance with transparent fees.

3

We verify & fund

We confirm the invoice with your buyer and advance the cash.

4

Repay from escrow

Your buyer pays into escrow on the due date; the balance settles to you.

Ready to unlock the cash in your invoices?

Apply in minutes and get an indicative offer instantly. No obligation.